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You can use a mortgage calculator to determine the cost of the home that you can afford.
Mortgage affordability calculator pa. Please note that we have many programs that will help you maximize your income and savings and get the home of your dreams. Use this calculator to get a general idea of how much mortgage you can afford. Mortgage affordability calculator dti mortgage qualification home affordability calculator. To determine how much you can afford for your monthly mortgage payment just multiply your annual salary by 0 28 and divide the total by 12.
A table on this page shows front end and back end ratio requirements for conventional fha va and usda loans. Howard hanna mortgage services 1000 gamma drive pittsburgh pa 15238 nmls number 101561 toll free 800 474 4437 phone. Zillow s home affordability calculator will help you determine how much house you can afford by analyzing your income debt and the current mortgage rates. Get answers to some basic home affordability questions.
Explore other calculators for specific mortgage loan types. Federal housing administration fha loan. With a 30 year fixed rate mortgage you have a lower monthly payment but you ll pay more in interest over time. Use this calculator to figure home loan affordability from the lender s point of view.
Adjustable rate mortgage arm loan calculator. The most common loan terms are 30 year fixed rate mortgages and 15 year fixed rate mortgages depending on your financial situation one term may be better for you than the other.
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