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Every principal and interest payment made against your home loan can be claimed for deductions in your income tax.
Income tax calculator home loan india. Income from a property which is used for carrying on business or profession is not taxed under this head. Your home loan can also help you to save taxes on your income. Home loan tax benefit. The type and amount of income tax deduction available against repayment of home loan is governed by applicable income tax laws of government of india.
The type and amount of income tax deduction available against repayment of home loan is governed by applicable income tax laws of government of india. Please understand the deduction limit of rs 1 5 lacs is the combined cap for investment in all the products in the 80c basket such as ppf epf elss tax saving fds etc. Tax deduction of up to rs 1 5 lacs for principal repayment on a housing loan under income tax section 80c in a financial year. The owner of a house property is taxed under the head income from house property in his income tax return.
You may claim deductions in your income tax against principal and interest payments that you make towards repayment of your home loans.
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